Short Term Medical

Short Term Medical (STM) Plans pay benefits like a major medical insurance plan, but for a predetermined length of time.  These affordable plans have a wide range of deductible and coinsurance options which make them customizable to fit one's needs and budget.

STM plans are designed as health coverage for a limited time when longer term insurance is not available to you.

Highlights Include:
Can be purchased any day of the year
Apply for next day effective date
Choose term from 1 month to just under 12 months

STM plans are not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act.  They include hospitalization and professional health services after deductibles, copays, and coinsurance and they typically do not cover pre-existing conditions.

The AFC Group, Inc.   (317) 848-7622   or   (954) 825-1389